Our Services
Comprehensive mortgage and finance solutions for all your needs.
What We Offer
Tailored Financial Solutions
At Morfex, we provide a wide range of mortgage and finance services to help you achieve your financial goals.
Home Loans
We offer a comprehensive range of fixed and variable rate home loan products tailored to meet diverse client needs. Our home loan solutions are designed for:
- First-time homebuyers looking to enter the property market
- Property investors seeking to expand their portfolio
- Homeowners wanting to upgrade or downsize their current residence
- Individuals with unique financial situations requiring specialized loan structures
Our team works with multiple lenders to find competitive interest rates and flexible repayment options that suit your financial situation.
Refinancing your existing loan could help you secure better terms, lower interest rates, or access equity in your property. Our refinancing services can help you:
- Potentially reduce your interest rates and monthly repayments
- Consolidate multiple debts into a single, manageable loan
- Access equity for renovations, investments, or other major expenses
- Switch between variable and fixed rates to better suit your financial goals
We'll analyze your current loan and financial situation to determine if refinancing is the right option for you.
Refinancing
Car Loans
Our flexible car loan solutions are designed to help you get behind the wheel of your dream vehicle, whether it's new or used. Our car loan features include:
- Competitive fixed interest rates to keep your repayments predictable
- Loan terms ranging from 1 to 7 years to suit your budget
- Pre-approval options so you can shop with confidence
- Fast approval processes to get you on the road sooner
We can also assist with refinancing existing car loans to potentially secure better rates or terms.
Our personal loan options provide financial flexibility for a variety of life's needs and goals. We offer both unsecured and secured personal loans with:
- Unsecured loans from $5,000 to $50,000
- Secured loans from $15,000 to $100,000
- Competitive interest rates ranging from 6.50% to 20.95% p.a. depending on your credit profile and loan type
- Flexible repayment terms to suit your financial situation
Personal loans are ideal for debt consolidation, home improvements, medical expenses, travel, education, or other significant expenses.
Personal Loans
Business Loans
We provide tailored business loan solutions to support SME growth and operations. Our business financing options include:
- Working capital loans to manage cash flow and day-to-day operations
- Equipment financing for essential business assets
- Commercial property loans for business premises
- Flexible repayment terms aligned with your business cycle
Our business loans are ideal for small to medium-sized businesses, start-ups with solid business plans, and established companies looking to expand their operations.
Our asset finance solutions help businesses acquire essential equipment and assets without large upfront capital expenditure. We provide financing for:
- Machinery and specialized equipment
- Commercial vehicles and fleets
- Technology and IT systems
- Office fit-outs and furniture
Asset finance offers several benefits including preserving working capital, flexible financing structures, and potential tax advantages depending on your business structure.
Asset Finance
SMSF Loans
We specialize in loans designed for property investment through Self-Managed Super Funds (SMSF). Our SMSF loan solutions feature:
- Limited recourse borrowing arrangements that comply with superannuation regulations
- Structures that meet Australian Taxation Office (ATO) requirements
- Access to specialized SMSF lenders with competitive rates
- Expert guidance through the complex SMSF property investment process
SMSF loans are ideal for diversifying superannuation portfolios and long-term investment planning. Our team can help ensure your SMSF property investment is properly structured and compliant.